Secure the Property Protection You Need

Essential protection for real estate investors and the contractors who work with them.

The Monarch Sky Difference

We deliver tailored general liability solutions for residential fix & flip properties through top-rated carriers nationwide.

Competitive pricing that helps preserve project margins

Combined with property coverage for a single, streamlined solution

Coverage available nationwide for 1-4 family residential properties

Why Fix & Flip Investors Need General Liability

Renovation sites and vacant homes carry real third-party risk. Any injury or property damage on site can result in costly claims, legal fees, and settlements.

General liability covers:

Injuries that occur on the property or during operations

Damage to someone else’s property caused by the owner or their contractors

Attorney fees, court costs, and settlements

Built for the Entire Investor Ecosystem

Whether you’re placing a single deal or managing a growing portfolio, SmartFlip has you covered:

Fix & flip renovations

Vacant properties

Short-term investment holds

Portfolio-level coverage across multiple states

Why Monarch Sky 
A Different Kind of MGA

At Monarch Sky, our goal is not to lead the market in volume, but in results. We built this MGA to excel where others retreat. We deliver precise and effective coverage for the most challenging real estate assets.

Our partners choose Monarch Sky because we offer: