Specialized Coverage for Weather-Related Risk
Fast, lender-compliant flood, wind, and hail coverage for homes, rentals, and commercial properties.
When Standard Coverage Isn’t Enough
Extreme weather events are becoming more frequent and more costly. Standard property insurance often excludes flood damage and in high-risk areas like coastal Texas and Florida, wind and hail coverage may require a separate policy.
For real estate investors and brokers who serve them, these coverage gaps can stall deals, and leave properties financially exposed.
We place specialized flood, wind, and hail coverage through top-tier carriers to fill those gaps.
Flood Insurance
Standard property insurance does not cover flood damage, leaving most properties unprotected from one of the most common and costly weather risks. Even properties outside high-risk flood zones are vulnerable: a single inch of flooding can cause more than $25,000 in damage.
Flood coverage protects against:
Hail Coverage
Hailstorms are growing in frequency and severity across the country. While standard property insurance may include hail coverage, high-risk locations often require a separate policy for full protection. Hail damage can range from minor repairs to significant structural loss.
Hail coverage protects against:
Wind Coverage
In high-risk areas like coastal Texas and Florida, standard policies often exclude wind damage entirely, requiring a separate windstorm or hurricane policy. Wind-related claims have risen significantly in recent years, with roof damage accounting for more than a quarter of all residential claims.
Windstorm coverage protects against:
Ready to Move Fast?
From a single home to a growing portfolio, secure flood, wind, and hail coverage quickly with Monarch Sky and keep your residential investments moving forward.