Built For Complexity
nsurance solutions for complex real estate risk that traditional carriers won’t write.
Programs We Offer
Specialized underwriting for complex real estate deal structures and the investors, lenders, and contractors behind them.
SmartFlip for fix & flip investors
Flexible coverage aligned with project timelines and renovation risk.
Flood, Wind & Hail Insurance Coverage
Protect your property with our comprehensive flood, wind, hail and storm coverage, designed to guard you from nature’s unpredictability.
Property Insurance
Full coverage options for investment and non-standard properties nationwide.
General Liability
Insurance specifically for real estate investors.
Lender-Placed Coverage
Insurance for lenders to protect assets if borrowers are unable secure coverage.
SmartFlip: Fix & Flip Insurance That Keeps Deals Moving
Fix & flip and vacant properties are often labeled high risk by traditional carriers, leading to delays, high premiums, or declined submissions.
SmartFlip delivers fast, lender-compliant, and budget-friendly coverage for:
A Different Kind of MGA
We built Monarch Sky to excel where traditional markets retreat, delivering the right coverage for the most challenging real estate deals.
Our partners choose Monarch Sky because we offer:
Decisive Underwriting
Real-World Solutions
Clear Communication
Long-Term Partnership
Are You an Insurance Agent or Broker?
Whether you’re managing a small book or a growing portfolio, Monarch Sky is built to move at your speed.
Auto Insurance
Great protection at competitive prices through top-tier carriers.